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Adverse credit history

Do you have
issues with 
your credit report?

Do you have
issues with 
your credit report?

Have you checked your credit report to see if you have any of the following: 

 
 

Late payments, Defaults, County Court Judgements, a debt management plan, mortgage arrears, pay day loans a low credit score?  

 
 

These may affect you getting a mortgage. 

 
 

As your mortgage broker, I give advice from a comprehensive range of lenders and have access to lenders criteria and may be able to help you get a mortgage, subject to you meeting the lenders affordability and criteria.  

  

If you have been turned down for a mortgage or would like to discuss your credit file issues, then please get in touch to arrange a free consultation. 

  

Any broker fees will be agreed with you once I have assessed your case. 

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Useful Links

Useful Links:

Please be aware that by clicking on  some of the links you may be leaving www.goodlifemortgage.co.uk website. Please note that Good Life Mortgage nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.*

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Check My File  - Checkmyfile has access to three credit reference agencies. Sometimes there is different information on each agency. This is helpful as more information is useful with a mortgage application.
Try it FREE for 30 days, then £14.99 a month - cancel online any time. *

 

Step Change Debt Charity*

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Christians against Poverty*

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Equifax*

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Experian*

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How to improve your credit score*

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5 things that may hurt your credit score*

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Are you considering an LPA?

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Are you considering a Funeral Plan?

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Are  you considering doing or updating your Will?

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Are you considering a Care Plan?

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Do you need pension advice?

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Meral Kendrick, trading as Goodlife Mortgage, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

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 Business Address : Sparkhouse, Enterprise Lincoln Building, Rope Walk, Lincoln LN6 7DQ. 

 

The guidance or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

 

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £250 to £995 and this will be discussed and agreed with you at the earliest opportunity.

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Equity Release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

 

Lifetime Mortgages are applicable for over 55s only, may affect state or means tested benefits and can affect the inheritance you may leave.

 

The Financial Conduct Authority does not regulate some forms of Buy to Lets.  Your property may be repossessed if you do not keep up repayments on your mortgage.

 

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